As the year draws to a close, it’s a great time to reflect on how you’ve used your health benefits throughout the year. At Progressive Family Eye Care in Plymouth, MI, we want to remind you that December is your last chance to maximize your vision benefits before they potentially expire. Whether you have a Flexible Spending Account (FSA), a Health Savings Account (HSA), or a vision plan, now is the perfect time to ensure you’re taking full advantage of your benefits. Keep reading to learn how you can make the most of them. 

Understanding FSAs and vision plans 

Many vision plans and FSAs operate on a “use it or lose it” basis, meaning if you don’t use your benefits by December 31, they may not carry over into the new year. You may lose funds that could have been used to improve your eye health or update your eyewear. At Progressive Family Eye Care, we encourage you to schedule an eye exam in Plymouth to discuss how you can use your remaining benefits effectively. 

With an FSA, you can use pre-tax dollars for eligible eye care expenses, such as eyeglasses, contact lenses, eye exams, and even certain surgical procedures. If you’ve been putting off a necessary purchase or exam, now is the time to act. Check your FSA balance and make a plan to use those funds before you lose them. 

The benefits of using your HSA 

While HSAs offer more flexibility as they roll over from year to year, it can still be beneficial to use these funds now. An HSA provides a tax-advantaged way to save for future medical expenses, including comprehensive eye care. By using your HSA this December, you can address any current eye care needs and simultaneously plan for future expenses. 

Using your HSA before the end of the year can also help you maximize your contributions for the year, ensuring you’re taking full advantage of the tax benefits it offers. This could be a good time to invest in high-quality eyewear or schedule preventive care to maintain optimal eye health. 

Scheduling your year-end appointment 

If you haven’t had your annual eye exam yet, or if there are any concerns you’ve been hesitating to address, December is the perfect time to visit Progressive Family Eye Care.  

Booking an appointment now can also save you from the year-end rush. Many people want to use their benefits before they expire, so schedules can fill up quickly.  

Don’t let your vision benefits go to waste. Please schedule an appointment and start the new year with clear vision and peace of mind.